Penny is right, anxiety and fear based on past bad experiences can make us so worried that it overwhelms us and paralyzes us in the moment. Your psychologist ought to give you some tips or recommend techniques to manage those feelings. Right now, you don’t have any tools!
With your Mum, I wonder if you could talk to her about how she can help you. If she’s good at keeping house, for example, maybe she could show you how to create your own housecleaning schedule.