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Establish Smart Routines
"Pay bills and respond to paper inquiries right away. Otherwise, you know what will happen." -Ann, Blairstown, New Jersey
"Bills are paid with e-mail reminders. Junk mail is tackled on the weekend. All tax info goes straight in zippered plastic baggies!" -Barbara Young, Raymond, Mississippi
"Lots of electronic gadgets! I use paper only for my daily to-do list -- which, by the way, never has more than three items or chores on it." -Luke R., Bethesda, Maryland
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